India Tax Adda

  1. Structure of a PMEGP Project Report A standard report should be divided into the following key sections: A. Introduction & Bio-Data Business Name: Proposed name of your enterprise. Promoter Profile: Your name, age, educational qualification (Min. 8th pass for projects >₹10L Mfg or >₹5L Service), and relevant experience. Project Location: Full address (specify if Rural or Urban, as subsidy rates differ). To secure a loan under the Prime Minister’s Employment Generation Programme (PMEGP) , a well-structured Project Report (also called a Detailed Project Report or DPR) is the most critical document. It proves the viability of your business to both the government (KVIC/DIC) and the bank. As of 2026 , the maximum project cost for Manufacturing is ₹50 Lakh and for Service/Trading is ₹20 Lakh . 1. Structure of a PMEGP Project Report A standard report should be divided into the following key sections: A. Introduction & Bio-D...

  Securing a bank loan for a new business requires a Project Report that serves as both a roadmap for your operations and a guarantee to the lender that you are a low-risk investment. Banks look for a balance between a compelling vision and "hard" financial data. Here is a structured outline of what your report should include. 1. Executive Summary This is the most critical section. It should summarize the entire project. Business Name and Legal Structure: (e.g., LLC, Corporation, Sole Proprietorship). The "Ask": Total project cost and the specific loan amount requested. Promoter Profile: A brief background on your experience and why you are qualified to run this business. 2. Business & Market Analysis Lenders need to know that there is a genuine demand for what you are selling. Product/Service Description: What are you selling and what problem does it solve? Target Market: Define your customers (age,...